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Young Danes driving safer, but insurance premiums remain high

Christian Wenande
January 18th, 2017


This article is more than 7 years old.

18-19 year-olds killed or seriously injured in car accidents has fallen by 60-62 percent compared to 2001

Youngsters being more careful these days (photo: Pixabay)

Young people in Denmark don’t drive illegally and are involved in fewer serious accidents than before, according to the Council for Safe Traffic.

The report found that the number of young people aged 18-19 who are killed or seriously injured in car accidents has fallen by 60-62 percent compared to 2001.

Meanwhile, the share of 20-29-year-olds who break traffic laws has fallen from about 26 to 22 percent during the same period, according to figures from national statistics keeper Danmarks Statistik.

Rene Arnt, the head of the Danish driving instructor union, DKU, told Metroxpress newspaper that part of the explanation for the decline in accidents includes better teaching by instructors and better access to newer and safer cars.

READ MORE: Danish government to raise speed limits following trial

High premiums
However, compared to other age groups, young people still cause more accidents on the roads and are still forced to pay more in insurance.

Insurance company Tryg contended that the high premium for youngsters was a result of them causing twice as many accidents and causing damage twice as expensive, on average, as those aged 30-39.

For example, a 20-year-old must pay almost 13,000 kroner annually in liability car insurance for a 2010 version of the Ford Fiesta 1.4 96hk, while a 30-year-old only has to pay 5,145 kroner.

While the youngsters are deemed more hazardous on the roads, the older generations are the ones putting the pedal to the metal, apparently.

In 2015, most speeding cases occurred among the 50+ age group with 22,594, followed by the 40-49 age group (19,747). The 20-29 age group finished at the bottom with 14,007.

However, given that fewer young people can afford a car in Denmark compared to the older generations, it reflects the number of drivers in each category more than anything else.


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A survey carried out by Megafon for TV2 has found that 71 percent of parents have handed over children to daycare in spite of them being sick.

Moreover, 21 percent of those surveyed admitted to medicating their kids with paracetamol, such as Panodil, before sending them to school.

The FOLA parents’ organisation is shocked by the findings.

“I think it is absolutely crazy. It simply cannot be that a child goes to school sick and plays with lots of other children. Then we are faced with the fact that they will infect the whole institution,” said FOLA chair Signe Nielsen.

Pill pushers
At the Børnehuset daycare institution in Silkeborg a meeting was called where parents were implored not to bring their sick children to school.

At Børnehuset there are fears that parents prefer to pack their kids off with a pill without informing teachers.

“We occasionally have children who that they have had a pill for breakfast,” said headteacher Susanne Bødker. “You might think that it is a Panodil more than a vitamin pill, if it is a child who has just been sick, for example.”

Parents sick and tired
Parents, when confronted, often cite pressure at work as a reason for not being able to stay at home with their children.

Many declare that they simply cannot take another day off, as they are afraid of being fired.

Allan Randrup Thomsen, a professor of virology at KU, has heavily criticised the parents’ actions, describing the current situation as a “vicious circle”.

“It promotes the spread of viruses, and it adds momentum to a cycle where parents are pressured by high levels of sick-leave. If they then choose to send the children to daycare while they are still recovering, they keep the epidemic going in daycares, and this in turn puts a greater burden on the parents.”